Rates are GREAT, but the projection from
 3 of the top industry experts  

is that they will increase  in the 4^th quarter of 2013.

Now is the time as a buyer or sell to take advantage of these historically low rates.

At our average price, a 1% increase in rates will reduce a buyer’s ability to purchase by $20,000.

Don’t wait.  Call me today and let's start
the home buying or selling process today!
 
CALL KIM
(702) 521-3939 
Find a house with your mouse at http://www.callkim.net 

Bananas - Helpfull Hints

      

‎'' BANANAS...''
A very interesting FACTS

Never, put your banana in the refrigerator!!!...
This is interesting. After reading this, you'll never look at a... banana in the same way again.

Bananas contain three natural sugars - sucrose, fructose and glucose combined with fiber. A banana gives an instant, sustained and substantial boost of energy.

Research has proven that just two bananas provide enough energy for a strenuous 90-minute workout. No wonder the banana is the number one fruit with the world's leading athletes.

But energy isn't the only way a banana can help us keep fit. It can also help overcome or prevent a substantial number of illnesses and conditions, making it a must to add to our daily diet.

DEPRESSION:
According to a recent survey undertaken by MIND amongst people suffering from depression, many felt much better after eating a banana. This is because bananas contain tryptophan, a type of protein that the body converts into serotonin, known to make you relax, improve your mood and generally make you feel happier.

PMS:
Forget the pills - eat a banana. The vitamin B6 it contains regulates blood glucose levels, which can affect your mood.

ANEMIA:
High in iron, bananas can stimulate the production of hemoglobin in the blood and so helps in cases of anemia.

BLOOD PRESSURE:
This unique tropical fruit is extremely high in potassium yet low in salt, making it perfect to beat blood pressure So much so, the US Food and Drug Administration has just allowed the banana industry to make official claims for the fruit's ability to reduce the risk of blood pressure and stroke.

BRAIN POWER:
200 students at a Twickenham (Middlesex) school ( England ) were helped through their exams this year by eating bananas at breakfast, break, and lunch in a bid to boost their brain power. Research has shown that the potassium-packed fruit can assist learning by making pupils more alert.

CONSTIPATION:
High in fiber, including bananas in the diet can help restore normal bowel action, helping to overcome the problem without resorting to laxatives.

HANGOVERS:
One of the quickest ways of curing a hangover is to make a banana milkshake, sweetened with honey. The banana calms the stomach and, with the help of the honey, builds up depleted blood sugar levels, while the milk soothes and re-hydrates your system.

HEARTBURN:
Bananas have a natural antacid effect in the body, so if you suffer from heartburn, try eating a banana for soothing relief.

MORNING SICKNESS:
Snacking on bananas between meals helps to keep b lood sugar levels up and avoid morning sickness.

MOSQUITO BITES:
Before reaching for the insect bite cream, try rubbing the affected area with the inside of a banana skin. Many people find it amazingly successful at reducing swelling and irritation.

NERVES:
Bananas are high in B vitamins that help calm the nervous system..

Overweight and at work? Studies at the Institute of Psychology in Austria found pressure at work leads to gorging on comfort food like chocolate and chips. Looking at 5,000 hospital patients, researchers found the most obese were more likely to be in high-pressure jobs. The report concluded that, to avoid panic-induced food cravings, we need to control our blood sugar levels by snacking on high carbohydrate foods every two hours to keep levels steady.

ULCERS:
The banana is used as the dietary food against intestinal disorders because of its soft texture and smoothness. It is the only raw fruit t hat can be eaten without distress in over-chronicler cases. It also neutralizes over-acidity and reduces irritation by coating the lining of the stomach.

TEMPERATURE CONTROL:
Many other cultures see bananas as a 'cooling' fruit that can lower both the physical and emotional temperature of expectant mothers. In Thailand , for example, pregnant women eat bananas to ensure their baby is born with a cool temperature.

So, a banana really is a natural remedy for many ills. When you compare it to an apple, it has FOUR TIMES the protein, TWICE the carbohydrate, THREE TIMES the phosphorus, five times the vitamin A and iron, and twice the other vitamins and minerals.. It is also rich in potassium and is one of the best value foods around So maybe its time to change that well-known phrase so that we say, 'A BANANA a day keeps the doctor away!'

PASS IT ON TO YOUR FRIENDS...
PS: Bananas must be the reason monkeys are so happy all the time! I w ill add one here; want a quick shine on our shoes?? Take the INSIDE of the banana skin, and rub directly on the shoe...polish with dry cloth. Amazing fruit !!!

 

 

Call Kim for your Las Vegas Real Estate needs!

(702) 521-3939

(888) 949-2890 

Fall Thermostat Check

Fall Thermostat Check

Old thermostats are fine as a simple on/off switch for your furnace but still a culprit for wasted energy and bigger heating bills. The good news is that replacing an older unit usually doesn't require professional help. You can purchase a replacement at your local hardware store and follow the enclosed instructions.

The Romans were the first society to invent the indoor heating system by running hot water underneath their marble floors. But the ability to control the temperature would have to wait until 1883 when Warren S. Johnson invented the first electric thermostat.

There were earlier attempts to create thermostats but none as precise as Johnson's, which was accurate to a single degree. And while your thermostat probably isn't that old, if you live in a home built before 1980, yours could still be costing you money.

Most modern thermostat troubles can be fixed simply by replacing the batteries. Turn off the heating system power and remove the cover according to your user manual. While you're in there, gently dust and remove corrosion from any visible parts.

You can also check to be sure the unit is level on the wall and located about five feet off the ground for the most accurate read. Consider relocating any thermostat placed where the temperature isn't consistent with rest of the house (this may require the help of a licensed HVAC contractor).

 

Kim Duclos

Wardley Real Estate

(702) 521-3939 

Stay Warm this Holiday Season 

Identity Theft

Identity Theft 
 

There are 6 ways to prevent identity theft 

 1.  Don't Grab WI-FI:  

We may be technology road warriors, but signing on to an insecure WI-FI, which includes any public-use networks, can leave you open to identity theft as well as other problems.  At a minimum, take steps to reduce your exposure, like only visiting sites that us https, or use a service that encrypts traffic like Hotspot Shield VPN.

2.  Be Careful and Original With Passwords:  

Don't use the same passwords on your social networking sites as your email, bank accounts, admin accounts etc...  Consider using a password wallet ap for keeping track of your passwords, but again, one that has the highest encryption standards.  

CHANGE YOUR PASSWORD OFTEN

3.  Keep Your Credit Cards Safe:  

Many credit and debit cards now contain RFID (radio frequency identification) strips which allows the convenience of "waving" them at registers.  The only problem is that thieves can purchase a machine on line that will do the same thing and steal your information by merely standing near you in public...YIKES!  

4.  Protect Your Mobile Devices 

Of course you keep your anti-virus program up to date and use a good firewall on your PC or Mac., but are you protecting your tablet computer and your smartphone too?  You should!

There are many option to choose from, so for a fee... try Kaspersky Mobile Security for an Android, Blackberry, Windows Mobile, and Symbian devises.

5.  Get An Annual Credit Check Up:   

You can receive a free credit report once a year by requesting it from the AnnualCreditReport.com 

Do it then read the results to see if there are any inconsistencies.

6.  Be Careful Online:  Avoid phishing attempts by typing in the URL to the sites you want to access and logging in manually, rather than clicking on a link in an unrequested email from any banking, social networking, auction, financial or IT sites.

You can also visit the Federal Trade Commission's site at: ftc.gov

For your real estate needs, please give me a call 

(888) 949-2890 toll free

(702) 521-3939 direct cell

Smoke Free Housing in Las Vegas

Smoke Free Housing in Las Vegas Nevada......

 

Check it out!  Are you looking for or have a rental being offered as a smoke free home? 

Check this out...... @ TobaccoProgram@snhdmail.org

 

Get Healthy Clark County has a program for people to utilize if they are looking for an entire community or home that bans smoking.  Yes, here in Las Vegas, it is possible to find a smoke free environment.  

 

Through the website you can also find smoke free businesses as well as child care and many other useful tips.

 

Check out the link for smoke free living guides:  http://www.gethealthyclarkcounty.org/live-tobacco-free/nciaa-guides.php

For all your real estate needs, please call me at (702) 521-3939 or toll free at (888) 949-2890

Kim Duclos 

 Wardley Real Estate 

4 Things you Might not Know about Your Cell Phone

http://www.CallKim.net

 GOOD TO KNOW INFO!!

 4 Things you might not have known about your Cell Phone 

For all the folks with cell phones. (This should be printed and kept in your car, purse, and wallet. Good information to have with you.)
There are a few things that can be done in times of grave emergencies.
Your mobile phone can actually be a life saver or an emergency tool for survival.

Check out the things that you can do with it:

FIRST (Emergency)
The Emergency Number worldwide for Mobile is 112. If you find yourself out of the coverage area of your mobile network and there is an Emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly, this number 112 can be dialed even if the keypad is locked. Try it out.

SECOND (Hidden Battery Power)

Imagine your cell battery is very low. To activate, press the keys *3370#. Your cell phone will restart with this reserve and the instrument will show a 50% increase in battery. This reserve will get charged when you charge your cell phone next time.

THIRD (How to disable a STOLEN mobile phone? )
To check your Mobile phone's serial number, key in the following Digits on your phone:
*#06# .   A 15-digit code will appear on the screen. This number is unique to your handset Write it down and keep it somewhere safe.  If your phone is stolen, you can phone your service provider and give them this code They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless. You probably won't get your phone back, but at least you know that whoever stole it can't use/sell it either. If everybody does this, there would be no point in people stealing mobile phones.

And Finally....

FORTH (Free Directory Service for Cells)

Cell phone companies are charging us $1.00 to $1.75 or more for 411 information calls when they don't have to. Most of us do not carry a telephone directory in our vehicle, which makes this situation even more of a problem. When you need to use the 411 information option, simply dial:
(800) FREE411 or (800) 373-3411
without incurring any charge at all. Program this into your cell phone now.

Kim Duclos

Wardley Real Estate

(702) 521-3939

(888) 949-2890

Change is Never Easy

Change is never easy to accept.  We like things just the way they have always been.  It is important to remember that if change is not embraced, the future will not be positive.  It was not easy for people to give up their horses for cars, but imagine our lives without cars.  Phones were at one time in history a luxury, and now the phone travels with us.  If houses do not keep pace with the needs of people today, the neighborhood will soon be put out to pasture just like the horse.

We face such ever changing times in real estate.  Here in Las Vegas,  Assembly Bill 284 has practically halted the foreclosure process, but has forced banks into a more cooperative stance with short sales.  The process can be a nightmare and uncertain.  When we do reach a successful close, it is a positive, whether the buyer be an investor, first time home buyer, vacation home buyer etc...

Real Estate is "Real" and now is a good time to buy.  We are fortunate here in the United States to have the opportunities available to us in Real Estate.  Forget the naysayers....... think ahead and buy now.

Kim Duclos
Wardley Real Estate
(888) 949-2890

(702) 521-3939
www.CallKim.net