25 Clever Ideas to Make Your Life Easier - CallKim.net

25 clever ideas to make life easier

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Via: amy-newnostalgia.blogspot.com

Why didn’t I think of that?! We guarantee you’ll be uttering those words more than once at these ingenious little tips, tricks and ideas that solve everyday problems … some you never knew you had! (Above: hull strawberries easily using a straw)..

Via: apartmenttherapy.com

Rubbing a walnut over scratches in your furniture will disguise dings and scrapes.

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Via: unplggd.com

Remove crayon masterpieces from your TV or computer screen with WD40 (also works on walls).

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Via: athomewithrealfood.blogspot.com

Stop cut apples browning in your child’s lunch box by securing with a rubber band.

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Via: marthastewart.com

Overhaul your linen cupboard – store bedlinen sets inside one of their own pillowcases and there will be no more hunting through piles for a match.

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Via: realsimple.com

Pump up the volume by pl acing your iPhone / iPod in a bowl – the concave shape amplifies the music.

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Via: savvyhousekeeping.com

Re-use a wet-wipes container to store plastic bags.

Via: iheartnaptime.net

Add this item to your beach bag. Baby powder gets sand off your skin easily – who knew?!

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Via: realsimple.com

Attach a Velcro strip to the wall to store soft toys.

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Via: flickr.com

Look up! Use wire to make a space to store gift wrap rolls against the ceiling, rather than cluttering up the floor..

Via: instructables.com

Gotcha! Find tiny lost items like earrings by putting a stocking over the vacuum hose.

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Via: realsimple.com

Make an instant cupcake carrier by cutting crosses into a box lid..

Via: stephmodo.com

For those who can’t stand the scrunching and bunching: how to perfectly fold a fitted sheet.

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Via: sprwmn.blogspot.com

Forever losing your bathroom essentials? Use magnetic strips to store bobby pins (and tweezers and clippers) behind a vanity door

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Via: realsimple.com

A tip for holiday packing. Store shoes inside shower caps to stop dirty soles rubbing on your clothes. And you can find them in just about every hotel!

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Via: familyfun.go.com

A muffin pan becomes a craft caddy. Magnets hold the plastic cups down to make them tip-resistant.

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Via: unplggd.com

Bread tags make the perfect-sized cord labels.

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Via: kiboomu.com

Bake cupcakes directly in ice-cream cones – so much more fun and easier for kids to eat. Definitely doing this!

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Via: squawkfox.com

Microwave your own popcorn in a plain brown paper bag. Much healthier and cheaper than the packet stuff.

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Via: photobucket.com

Brilliant space-saver: install a tension rod to hang your spray bottles. Genius!

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Via: 9gag.com

Win friends at breakfast with this heart-shaped egg tutorial. Aww shucks!

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Via: wilton.com

Turn your muffin pan upside down, bake cookie-dough over the top and voila – you have cookie bowls for fruit or ice-cream. Click here for recipe.

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Via: realsimple.com

Freeze Aloe Vera in ice-cube trays for soothing sunburn relief..

Via: lifehacker.com.au

Gutter garden: Create a window-box veggie patch using guttering..

Via: re-nest.com

Use egg cartons to separate and store your Christmas decorations.

 

 Have a wonderful New Year!

And remember............Call Kim for all of your real estate needs!

www.CallKim.net

(702) 521-3939

HARP: Home Affordable Refinance Program is suppose to be making it's way back on to the horizon early in December of 2011.  An issue I have with this program is that the homeowners in Las Vegas don't meet the guidelines because most of our properties are 50% and more under water.  It doesn't mean that if you do own in the Las Vegas Valley that you shouldn't explore and see what is available for you.

HARP is a federal program established to help homeowners refinance their mortgages if they are current on their payments but are having difficulties obtaining a traditional refinance because the value of their home has declined.

Borrowers interested in refinancing under current guidelines should contact their mortgage loan officer or give me a call to direct them in to the right source to determine their qualifications for existing programs. You can learn more about HARP by visiting the Making Home Affordable website.

888-995-HOPE
Hearing impaired: 877-304-9709 TTY


When you hear of new programs, or have questions about Short Sales, Equity Sales, or buying a new home - or perhaps some income property, give me a call.  I can help.


Kim Duclos  (888) 949-2890 Toll Free and my direct cell  at (702) 521-3939

Foreclosure Fraud Reform for Nevada

Nevada Announces New 'Foreclosure Fraud Reform' Law 

Here in Nevada we have had the top spot in regard to state foreclosures for 56 consecutive months.   The Nevada Attorney General announced that on October 1, 2011 the "Foreclosure Fraud Reform" law goes into effect, and is aimed at preventing unlawful foreclosures.

The party seeking the foreclosure must take the appropriate steps in order to proceed with a foreclosure in a lawful fashion.

 Foreclosure must be notarized and  filed with an affidavit of authority to foreclosure, proving their legal rights to do so.

The new bill offers the property owners and the attorney general more authority to protect and enforce the borrower's legal rights.

The law protects Nevadans from improper foreclosures; adds integrity to the process.

Throughout the nation (including Nevada) there have been foreclosures based on inadequate documentation and false or incomplete paperwork, this law works at addressing that issue.

 For more information on your real estate concerns and needs, please give me a call today.              I work full time in real estate with a full service company.

Kim Duclos  crs abr gri  

(702) 521-3939  Coldwell Banker Wardley

Fall Maintenance Checklist

I was speaking with Les Smith of Clark County Property Inspection and he had some useful ideas to share with me.  I was happy to pass them on to you as well.

This is just a Seasonal Maintenance Checklist and is in addition to your regular maintenance program.

Have a professional check your heating system, replace or clean your air-filter.

If you have a gas powered lawn mower or other gas powered lawn equipment, run them until the fuel is gone.  Often times in Vegas, we do cut our lawns all year around, so make the call depending on the type of grass you have and your mowing patterns.

Test your emergency generator if you have one.

Remove birds' nests from chimney flues and outdoor electrical fixtures.  Our chimneys are usually used as a gas appliance here in Nevada, but if you have either a wood burning or a gas fireplace make sure the chimney is clear.

Check the caulking around the doors and windows and make sure it is adequate to reduce heat/cooling loss.

Clean the gutters and downspouts.  If they are not clean, water will back up in the gutters and down spouts which could send water into the home.  Water damage/leakage!

Make sure the caulking around your bathroom fixtures is adequate as well to prevent water leaking to the sub-flooring or walls.

 You can visit Les's web site @  http://clarkcountypi.com

Cell number for Les is (702) 443- 3987

Remember for your Real Estate needs 
Call Kim

www/Callkim.net   
24/7 find a house with your mouse!

Super Conforming Loan Limits to Change Sept. 30, 2011

Expiring September 30, 2011: Super Conforming Mortgage Loan Limits

Don't Wait Act Now!

 
When the economic crisis began a few years ago, the government temporarily increased loan limits in high cost areas across the country because many lenders would have refused to make those loans without the government covering the risk of default. But now these loan limits are due to expire, and this is a big deal because mortgage rates are typically much lower when they are supplied through Fannie Mae and Freddie Mac.
           If you are looking to finance a large loan through the government, it's important to act quickly. Get in now or you could be paying higher rates. 
         That's because when these loans are no longer allowed under Fannie Mae and Freddie Mac, they will be considered non conforming (Jumbo) loans, and these usually have a much higher rate because they will be backed by private investors and not Fannie Mae or Freddie Mac. 
        In similar fashion, the FHA loan limits that were increased in 2008 due to the economic downturn are also scheduled to revert back to lower loan limits (those determined under the Housing and Economic Recovery Act of 2008) for loans insured by FHA on or after October 1, 2011. According to a brief released by the Department of Housing and Urban Development in May, this means that "FHA loan limits would likely decline in 669 of the 3,334 counties or county equivalents that are eligible for FHA insurance." If you are planning to finance a large loan through the government, it is important to be aware of this time line and to act accordingly.

For you real estate needs and questions go to: www.CallKim.net 

or call toll free at (888) 949-2890

Kim's Cell is (702) 521-3939

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3 Questions on a Buyer's Mind

 Questions on a Buyer's Mind          

For those who are considering buying a home, they usually get advice and opinions from family members, neighbors, co-workers and even people they don't know.  It can be confusing and scary.  Hiring a trustworthy, experienced Realtor can make the process so much better....much smoother with less headaches and worries.

1.  I hear quite often "are the prices going to continue to drop?"

While prices are front and center on most peoples minds.  While no one can predict the future, there are some things to take into account.  What kind of interest rate is available and what is your payment?   Most people looking to purchase a home are spending money on rent each month.  While waiting for the market to bottom out, the rates could increase.  Projections from Freddie Mack, Fannie Mae and the Mortgage Bankers Association claim interest rates will increase over the next few quarters.  Higher interest rates ultimately mean highter over the life of the loan.

2.  I hear quite often "Will I get any appreciation if I buy now?"

There are many variables to be considered when we look at appreciation.  In the Las Vegas market we have quite a few investors "flipping" properties and doing quite well.  The investors would claim "appreciation is here and now".  For most home buyers they have to look at their particular market, some markets are doing better than other markets.  Some markets haven't suffered as much as other areas.  It is a great time to buy and we have seen some increase in value in certain price ranges right here in Las Vegas.

3.  Is buying better than renting?

Some of the most common reasons for buying a home is to have a place for family, a place to raise and educate your children.  A home is a place to feel safe, participate in feeling "pride of ownership", and having rights over your own domain.  On another note, you can obtain a mortgage that keeps your payment consistent for the years ahead....that just isn't possible while being a renter.

For other questions concerning real estate, just Call Kim...go to www.CallKim.net and begin searching for your new home.



Kim Duclos Las Vegas Realtor              
(702) 521-3939 cell    
(888) 949-2890 toll free

Energy Consumption Evaluation Form Repealed in Nevada - www.CallKim.net

SELLER’S ENERGY CONSUMPTION EVALUATION FORM REPEALED!

EFFECTIVE JUNE 13, 2011

According to the Nevada Association of Realtors......

AB 432, introduced by Assemblywoman Marilyn Kirkpatrick and Assemblywoman Teresa Benitez-Thompson, enacts provisions relating to energy auditors and removes the requirement of the evaluation of energy consumption form.  This form required the seller to provide energy information and usage on the residence being sold.

After 5 long years and many discussions with Legislators, Energy Auditors and REALTORS®, an agreement was reached that the energy auditors need to be licensed in the state of Nevada and the current form for energy consumption that a seller must fill out provides no benefit to the seller or the buyer and therefore, should no longer be required.  How can a  buyer expect to have the same energy usage as the seller?  Each family uses energy according to their needs.

AB 432 provides for the licensure of energy auditors by the Real Estate Division and establishes the minimum training and qualification requirements for individuals to be licensed as energy auditors. It would also establish the requirements for conducting an energy audit (including elements to be evaluated, software and tools to be used, and report to be provided).

The most important provision in AB 432 as it pertains to buying and selling property is it repeals the section of NRS that mandates a seller to fill out a form evaluating the energy consumption of the property...what this means is that the seller is no longer required to fill out the energy consumption evaluation form.

The licensure of energy auditors goes into effect on July 1, 2011 and repealing of the energy evaluation form became effective upon passage and approval. Governor Sandoval signed this bill into law on June 13th. Therefore, as of June 13th, the form is no longer required.

Three Cheers to both Assemblywoman Kirkpatrick and to Assemblywoman Benitez-Thompson.
 
For all of your real estate needs, please CallKim @ (702) 421-3939 or (888) 949-2890

Sahara Hotel Closed - Auction Taking Place on June 16, 2011

Sahara Hotel and Casino Closes!    Huge Auction - get your special memorabilia and get a piece of history.  I bet OJ Simpson would love to be shopping at this memorabilia event!  Ha Ha, enough with the funnies.  You will be able to buy signs, poker chips, hotel room furniture, casino furniture and there will be plenty of 

           history to take home. 

While you are in Las Vegas, perhaps you would like to contemplate purchasing a second home, a vacation condo or perhaps a profitable income property.  For those needs, please give me a call.   www.CallKim.net

Kim Duclos crs abr gri

(888) 949-2890

(702) 521-3939

Open House - Saturday June 4, 2011 - 10:00 a. - 1:00 p. CallKim.net

OPEN HOUSE - Saturday  June 4, 2011  
10:00 a. - 1:00 p.

Wine Basket Drawing too!

8313 Vista Colorado St

Las Vegas, NV  89123

Near Windmill and Eastern

 

Fabulous buy, competitive pricing = A+

Please click on link below to watch the virtual tour

http://virtualtours2go.point2homes.biz/Listing/VirtualTour.ashx?HideBranding=true&ListingID=37908074

We are holding a Wine Basket Drawing to those that attend our Open House!

Kim Duclos crs abr gri

Coldwell Banker Wardley

(702) 521-3939

(888) 949-2890

www.CallKim.net

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 OPEN HOUSE COURTESY OF KELLER WILLIAMS MARKET PLACE

WE APPRECIATE THEIR COOPERATION!

Fantastic Sams Memorial Day Bash in Support of our Troops

 HAIR SALON

 Join Fantastic Sams Hair Salon on Memorial Day 2011 
to honor our troops and to do something positive our soldiers.  

The Salon is throwing awonderful bash including 
a late afternoon barbecue.  

The Salon is holding a raffle with many, many 

fabulous prizes (including a massage) 

and the tickets can be purchased at the Salon.

All proceeds will be used to purchase phone cards

so the soldiers can make those much needed 
phone calls back home to loved ones.

For questions give Jayme a call at 702.897.7166

 

 8170 S. Eastern Ave. #6

Las Vegas, NV  89123

For all of your real estate needs give Kim a call at 702.521.3939

www.CallKim.net

Las Vegas Real Estate - Bank Approved Short Sale $50,000

1575 W Warm Springs Rd   Henderson, NV  89014

Welcome Home; this 2 bedroom unit is

available and approved by bank to sell.  

Condo Community is on FHA approved list 

and the community accepts investors.

Community Pool and Spa

Fireplace

 Kitchen and all appliances stay!

You can view this home at www.CallKim.net 24/7

Kim Duclos CRS ABR GRI

Coldwell Banker Wardley

(702) 521-3939