Friday, November 13, 2009

I received these Crock Pot recipes from John R. of Minnesota


THIS WAS JUST TOO COOL NOT TO SHARE WITH EVERYONE I KNOW THAT YOU MAY OWN A CROCK POT OR TWO....JUST CLICK ON THE ONE YOU WANT AND IT OPENS A FILE WITH THAT RECIPE !!!

Crock Pot - Beef
All Day Crock Pot Beef
Beef and Broccoli Stir-Fry
Beef and Pasta Casserole
Beef Diablo
Beef Fajitas
Beef Ragout Over Rice
Beef Tips
Beer Braised Beef in Crock Pot
Burritos Crock Pot Style
California Tamale Pie
Cattleman's Beef and Beans
Cheeseburger Sandwiches
Cheesy Meat Loaf
Chili Beer Brisket of Beef
Classic Swiss Steak
Complete Crock Pot Dinner
Corned Beef and Cabbage
Country Swiss Steak
Cowboy Casserole
Cranberry Pork Roast
Crock Pot Beef Burgundy
Crock Pot Beef 'n Peppers
Crock Pot Beef with Mushrooms
Crock Pot Beef Roast
Crock Pot Cabbage Rolls
Crock Pot Corned Beef and Cabbage
Crock Pot Creole Steak Strips
Crock Pot Delight
Crock Pot Easy Swiss Steak
Crock Pot Enchiladas
Crock Pot Fajitas
Crock Pot Fajitas II
Crock Pot Italian Beef
Crock Pot Meatballs
Crock Pot Rump Roast
Crock Pot Sauerbraten
Crock Pot Spaghetti Sauce
Crock Pot Swiss Steak
Crock Pot Taco Casserole
Fiesta Tamale Pie
Glazed Corned Beef
Glazed Corned Beef #2
Harvest Dinner
Harvest Pot Roast with Tomato-Wine Sauce
Hot-and-Spicy Sloppy Joes
Lean Crock Pot Beans
Nina's Beef and Beans
Pot Roast Dinner
Old Time Beef Stew
Pot Roast with Noodles
Ranch Style Beef
Reuben Casserole
Roast Cooked with Coke
Roast with Veggies
Sage Pot Roast
Salsa Swiss Steak
Savory Pepper Steak
Savory Stewed Beef
Slow-Cooked Beef Stifado
Slow Cooked Pepper Steak
Slow Cooked Steak Rolls
Slow Cooked Swiss Steak Supper
Slow Cooker Italian Spaghetti Sauce
Slow Cooker Lasagna
Slow Cooker Swiss Steak
Slowly Deviled Beef
Smothered Steak Strips
Spaghetti Sauce Italiano
Spicy Wine Pot Roast
Stuffed Cabbage Casserole
Stuffed Pasta Shells
Swiss Bliss
Swiss Steak
Teriyaki Steak
Three Pepper Steak
Three-Way Beef
Yankee Pot Roast and Vegetables








Crock Pot - Soup, Stew & Chili
Barley Soup
Bean Soup Italiano
Beef-Barley Stew
Beef Chowder
Beef Ragout
Black Bean Chili with Beef
Busy Day Stew
Calico Ham and Bean Soup
Chicken and Vegetable Chowder
Chicken Vegetable Chowder
Chili
Chili con Queso
Confetti Yellow Pea Soup
Cowboy Sausage & Beans
Crock Pot Bean Soup
Crock Pot Beef Barley Soup
Crock Pot Beef Stew
Crock Pot Beef Stew #2
Crock Pot Beef Stew #3
Crock Pot Beef Vegetable Soup
Crock Pot Chicken Corn Soup
Crock Pot Chowder
Crock Pot Broccoli Soup
Crock Pot Chili
Crock Pot Chili #2
Crock Pot Cock 'n Bull Stew
Crock Pot Corn Chowder
Crock Pot Dumpling Soup
Crock Pot French Onion Soup
Crock Pot Hamburger Soup
Crock Pot Hearty Beef Stew
Crock Pot Homemade Chicken Soup
Crock Pot Onion Soup
Crock Pot Potato Soup
Crock Pot Split Pea Soup
Crock Pot Stew
Crock Pot Wild Rice Soup
Debbie's Potato Soup
Easy Crock Pot Chili
Favorite Beef Stew
Greek Beef Stew
Healthy Chili in Crock Pot
Hearty Bean Soup
Italian Bean Soup
Italian Sausage Vegetable Soup
Jolene's Chili
Lentils & Vegetable Stew
Low-Fat Potato Soup
Minestrone Soup from the Crock Pot
Navy Bean Bacon Chowder
Polish Hunter Soup
Pork Chop Stew
Possum Lodge Firehouse Chili
Potato and Mushroom Chowder
Ranch Style Stew
Red Beans, Barley & Sausage Stew
Slow Cooked Texas Stew
Slow Cooked Two Meat Chili
Slow Cooked Tex-Mex Chili
Slow Cooker Mexican Beef Soup
Slow Cooker Mexican Beef Stew
Southwest Stew
Southwestern Corn Chowder
Southwestern Chicken and Bean Stew
Spicy Black and Red Bean Soup
Spicy Cajun Gumbo
Taco Soup
Tex-Mex Chili
Tomato-Bean Stew
Tortilla Soup
Vegetable Barley Soup
Vegetable Beef Barley Soup
Vegetable Gumbo
Vegetarian Split Pea Soup
Waldorf Astoria Stew



Wednesday, November 11, 2009

Hints to get a better nights sleep

As the holidays arrive, the pace gets more hectic and some of us can over do it! Here are 6 helpful hints to help you get more and better sleep.

1. Stop trying to achieve the perfect eight. The recommendation that we all need eight hours of sleep is a myth, however what each person needs can depend on your own makeup. A major study of more than one million adults conducted in 2002 by Daniel Kripke, M.D., at the University of California-San Diego found that sleeping seven hours a night was associated with lower death rates than sleeping eight hours or more. Keep in mind that these are long-term epidemiological studies -- it doesn't mean that crashing for 10 hours one night suddenly puts you into a high death-risk category. A 2004 study from Japan that monitored the sleep habits of more than 1,000 participants, ages 40 to 79, over a nine-year-period found that those who slept an average of nine hours a night had a higher risk of death than people who slept five; people who slept 10 hours had a higher risk than people who slept four. It's important for people with insomnia to understand that their insomnia is not going to kill them or make them sick. Part of what fuels the cycle of insomnia is the worry about lack of sleep. Taking the fear factor out is the first step. Also, it's important to not attribute lack of sleep to everything that might be going wrong in your life. "People need to understand that sleep is not the primary cause of all of their problems," cautions Donna Arand, Ph.D., clinical director of the Kettering Sleep Disorders Center.


2. Change your attitude. Swap out negative sleep thoughts (NSTs) with positive sleep thoughts (PSTs). NSTs are unconstructive, often exaggerated thoughts. Examples of NSTs include: "I'm dreading bedtime," "I can't sleep without a sleeping pill" or "I'm going to lose my job eventually if I can't sleep." NSTs are knee-jerk reactions. Sometimes you don't even know you're having them -- and that they're having a disastrous effect on your sleep. You need to learn to recognize them and then actively replace them with PSTs, like, "I need less sleep than I thought," "I always fall back to sleep sooner or later" or "My sleep is getting better and better." Sound hokey? Just try it: The little mantras we repeat in our brains have a much bigger impact than we think.


3. Stop giving yourself jet lag. If you use the weekends to make up for sleep you lost during the week, you're just fueling the cycle of insomnia. By Sunday night, you haven't been awake long enough (called "prior wakefulness") to be able to fall asleep at your normal time. You've basically induced jet lag. The best thing to do is to establish a regular rising time -- and stick to it, no matter what time you fall asleep. If you have the opportunity to nap during the day, even for just 10 minutes, you do it -- just limit it to 45 minutes and don't take it later than 4 p.m., or within six hours of bedtime.


4. Don't go to bed too early. Going to bed early in an attempt to "catch up" if you're not really tired will most likely leave you lying awake and growing more frustrated. If you can't fall asleep, or you wake up, get out of bed after 20 minutes, says Norah Vincent, Ph.D., associate professor at the University of Manitoba's department of clinical health psychology. "Have a place you go, and do something dull," she says. Only go back to bed when you're sleepy.


5. Your bed isn't the enemy. You want to turn your bed into a cue for sleep -- not wakefulness. When Vincent conducted a study on online-based CBT training, sleep restriction -- or not spending too much time in bed -- was key. Try to avoid doing anything else in bed (except sex), like watching TV, checking e-mail on your laptop or talking on the phone.


6. Find your relaxation response. Just as your body has a stress response (to fight or flee), it also has a relaxation response (RR). Try to channel your body's natural ability to calm down through relaxing the muscles, deep breathing (belly breathing, which is how we breathe when we sleep), imagery -- such as a favorite vacation spot, floating on a cloud, the beach, a mountain or any other place that feels peaceful to you -- and simply repeating mantras, words like "relax" or "peace." Practicing the RR throughout the day (10 to 20 minutes of practice a day is ideal) will help you become a pro when it's time to relax at night. Start by relaxing your muscles, and then move to noticing your breathing patterns and using a mantra or trying visual imagery.


Make it a great night!

Sunday, November 8, 2009

November 6, 2009 HOMEOWNER TAX CREDIT IS EXTENDED


First-Time Homebuyer Credit

Updated Nov. 6, 2009, to reflect new legislation
New Legislation:


New legislation, the Worker, Homeownership and Business Assistance Act of 2009, which was signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit allowed by previous Acts.


The new law:
Extends deadlines for purchasing and closing on a home.
Authorizes the credit for long-time homeowners buying a replacement principal residence.
Raises the income limitations for homeowners claiming the credit.
Under the new law, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2010 and close on the home by June 30, 2010. For qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 return.


For the first time, long-time homeowners who buy a replacement principal residence may also claim a homebuyer credit of up to $6,500 (up to $3,250 for a married individual filing separately). They must have lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased.


People with higher incomes can now qualify for the credit. The new law raises the income limits for homes purchased after Nov. 6, 2009. The credit phases out for individual taxpayers with modified adjusted gross income (MAGI) between $125,000 and $145,000 or between $225,000 and $245,000 for joint filers. The existing MAGI phase-outs of $75,000 to $95,000 or $150,000 to $170,000 for joint filers still apply to purchases on or before Nov. 6, 2009.


General Information
Homebuyers who purchased a home in 2008 or 2009 may be able to take advantage of the first-time homebuyer credit.

The credit: Applies only to homes used as a taxpayer's principal residence.
Reduces a taxpayer's tax bill or increases his or her refund, dollar for dollar.
Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.
The credit is claimed using Form 5405, which you file with your original or amended tax return.

For 2008 Home Purchases
The Housing and Economic Recovery Act of 2008 established a tax credit for first-time homebuyers that can be worth up to $7,500. For homes purchased in 2008, the credit is similar to a no-interest loan and must be repaid in 15 equal, annual installments beginning with the 2010 income tax year.


For 2009 Home Purchases
The American Recovery and Reinvestment Act of 2009 expanded the first-time homebuyer credit by increasing the credit amount to $8,000 for purchases made in 2009 before Dec. 1.
For home purchased in 2009, the credit does not have to be paid back unless the home ceases to be the taxpayer's main residence within a three-year period following the purchase.
First-time homebuyers who purchase a home in 2009 can claim the credit on either a 2008 tax return, due April 15, 2009, or a 2009 tax return, due April 15, 2010. The credit may not be claimed before the closing date. But, if the closing occurs after April 15, 2009, a taxpayer can still claim it on a 2008 tax return by requesting an extension of time to file or by filing an amended return.
IN ORDER TO KEEP THE INFORMATION POSTED HERE TODAY AS ACCURATE AS POSSIBLE, I WENT DIRECTLY TO THE GOVERNMENT WEBSITE TO OBTAIN THE INFORMATION SHARED HERE TODAY. http://www.irs.gov/newsroom/article/0,,id=204671,00.html
KIM DUCLOS COLDWELL BANKER WARDLEY LAS VEGAS, NV http://www.callkim.net/